Cyber Insurance Blog

Cyber Terrorism: What Your Clients Need to Know

Cyber Terrorism: What Your Clients Need to Know

The back of a hacker in a black hoodie as he types code into a desktop computer in an IT room.

As the end of 2020 nears, we’ve all learned that tragedy and turmoil can strike in unsuspecting ways. As we move even further into the unknown surrounding COVID-19, it’s become clear that we have to protect ourselves in many ways. Cyber crime has grown exponentially with the FBI reporting up to as many as 4,000 attacks launched a day.

With thousands of industries moving to remote workforces, many companies are finding themselves more vulnerable than ever. With hackers taking advantage of these complicated times and growing tensions, cyber terrorism has become a growing concern.

What is Cyber Terrorism?

While we’ve become used to hearing about cyber attacks of all kinds on a regular basis, cyber terrorism instills a different type of worry. Hackers have long worked to gain access to classified information for financial gain, meaning terrorists could do the same. Terrorists, both international and domestic, commit violent criminal acts to further their, or specific groups, ideological goals.

The threat of cyber terrorism is not new, but our heightened reliance on technology in the wake of a difficult year has increased concerns.

How Could Your Clients Be Affected?

Close up of a man touching a digital globe that has red points to signal a global cyber attack.

Your clients have likely heard the growing reports of cyber threats like data breaches, malicious code attacks, and ransomware demands. Your clients could face the effects of a cyber-terrorist attack in a number of ways. Whether terrorist groups attack your clients’ computer systems directly, or one of your clients’ third-party vendors, a terrorist attack could do considerable damage. What if their cloud service provider loses all stored data? Or, the funds are drained from their bank?

Recent large-scale attacks on local infrastructure have required both National Guard and F.B.I. involvement. What about attacks on basic services like water, electricity, and emergency communication channels? Should these services be down, could your clients conduct business? Probably not.

How to Defend Against Cyber Terrorism: Five Steps Your Clients Can Take

Understanding how to combat cyber terrorism is an ongoing process. The ever-changing nature of cyber crime and terrorism makes understanding how to reduce the negative impact of cyber terrorism difficult.


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It’s important that your client take the appropriate steps to protect themselves now before it’s too late:

  • Use Strong Passwords

With software that can guess thousands of passwords in seconds, a complicated password is a strong password. This means all passwords should use a combination of upper and lower case letters, numbers, symbols, and be at least six characters long (if not longer). It’s also important that these are changed regularly and the same password isn’t repeated for multiple logins.

Silhouettes of business professionals in an office with a digital globe overlaying the image.

  • Follow Cyber Security News

The challenge of cyber attacks is that they’re always changing. In order to stay ahead of the latest threats, it’s important that your clients do their research and do it often. Keeping up with the latest cyber news and government warnings is an important part of being prepared for a potential act of terrorism.

  • Create a Culture of Cyber Awareness

While your clients may be up to speed on red flags to watch for today, there will be new, different red flags to watch for tomorrow to understand how to combat cyber terrorism appropriately. All employees should be actively engaged in cyber-security education and attend regular, updated training. They should understand the importance of staying vigilant and be on the lookout for anything suspicious.

  • Vet All Third-Party Vendors

Your clients’ cyber-security posture is only as strong as their third-party vendors. While your client may take all available precautions, a breach through a third-party vendor could leave them just as vulnerable as they would be if completely uninsured. All third-party vendors should be upfront and transparent about their own cyber-security practices prior to signing contracts or conducting any business.

  • Get Protected With a Cyber Insurance Policy

Taking action to protect your clients now has become more important than ever. With a cyber insurance policy, your clients will know they have the protection they need to survive a cyber attack and even a potential cyber terrorism attack, including:

Digital map of the United States that’s made up of graphic internet symbols.

First-Party Coverages

    • IT forensic costs
    • Notification costs
    • Credit protection costs
    • Crisis management costs
    • Crime and social engineering

Third-Party Coverages

    • Breach of Personally Identifiable Information (PII) and resulting third-party claims

Additional Coverages

    • Multi-media coverage
    • Cyber extortion
    • Cyber business interruption
    • Digital asset damage

Get Started with ProWriters

With over twenty years of industry experience, ProWriters is a leader in helping brokers find their clients the protection they need and deserve from cyber terrorism.

For more resources and information on how to defend against cyber terrorism, download our FREE eBook, Ransomware: The Front Lines to better understand what makes these attacks so dangerous and what your clients can do to avoid them.

Contact a ProWriters expert to get started today, or call us at 484-321-2335 with any questions.

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