Cyber Insurance Blog

A client might ask, “Are we covered for that?” If that happens, you want to give a clear answer and have the details to back it up. Cyber policies differ in structure and language, and deciphering what each one includes can be time-consuming. A Cyber Insurance coverage checklist helps you organize those differences so you can explain coverage clearly and…

Halloween is the celebration that comes to mind as October approaches. Scary costumes and spooky stories can stir up fright and anxiety, but for businesses, a cyber attack is far more unsettling. A cyber incident doesn’t vanish once the decorations come down. A single breach can push a company off course for months, threatening both financial stability and hard-earned reputation.…

Doing business today inevitably means running digital risk. Cyber Insurance coverage is no longer a niche product but an essential component of responsible business management. But Cyber isn’t a one-size-fits-all product. What’s more, businesses and their insurance brokers often make mistakes about what is and what is not covered by Cyber Insurance, as well as which Cyber products do…

When it comes to cyber risk, businesses consistently name it as a top concern. Yet adoption of Cyber Liability Insurance in the U.S. remains low, particularly among small and mid-sized enterprises (SMEs). In a recent conversation with Zane Goldthorp of ProWriters, Michael Brunero, managing director of the U.S. for CFC, shared why this gap exists—and how proactive solutions are…

On July 11, 2025, intermittent disruptions to Pennsylvania’s 911 emergency telephone number service resulted in some calls failing to connect. As outage reports continued, the Pennsylvania Emergency Management Agency (PEMA) notified people statewide to contact their counties’ 911 centers using traditional, 10-digit phone numbers if needed. Fortunately, authorities soon restored services. A preliminary report attributes the 911 outages to an…

“Weaving spiders, come not here,” a fairy admonishes arachnids in Shakespeare’s A Midsummer Night’s Dream. Unfortunately for retail cyber security, one 21st-century, technological “spider” hasn’t heeded the Bard’s warning. Marks & Spencer (M&S) is a giant in Great Britain’s retail sector. It operates in more than 32 international markets and boasts a revenue of £13.8 billion (nearly $18.6 million in…