Directors and Officers (D&O) Insurance

Are Your Clients Protected From Costly D&O Liability Exposures?

Directors and Officers (D&O) Liability Insurance, also known as management liability, covers the company, individual directors, and officers for any liability resulting from the company’s management.

Here are some examples of what those D&O liabilities could look like:

  • A shareholder action for breach of fiduciary duty
  • An employee claim for wrongful termination or discrimination
  • A claim brought by a creditor alleging misrepresentation

Below is a list of specific areas of D&O insurance in which ProWriters specializes:

  • Hospitality
  • Manufacturing
  • Lawyers
  • Auto Dealers
  • Insurance Agents
  • Healthcare
  • Technology
  • Construction
  • Restaurants
  • Gyms/Fitness Clubs
  • Professional Services
D&O

If your client is a private or not-for-profit company, D&O Liability is a severe exposure that they must carefully manage.

We can work with you to address your client’s exposures and provide the best possible D&O insurance. Choose a time to talk, and we’ll work to get you or your clients covered ASAP.

Employee Lawyers

If your clients have internal counsel, they may receive a request to carry or extend D&O insurance for them. The extended coverage protects their lawyers and company while providing the services required.

If you employ lawyers and want to ensure you’re adequately covered, schedule a call right now, and we can help you figure it out.

Employment Practices

Employment Practices Liability Insurance (EPLI) may seem like a discretionary purchase. However, the claims in this space can be extremely costly, even if you or your client owns a small business.

Claims may include:

  • Wrongful termination
  • Harassment
  • Discrimination
  • Failure to pay overtime wages

These exposures can turn into large claims. Even if you’re defending yourself against an unjust claim, the costs can run high.

Due to the costly nature of these claims, many insurers have stopped offering wage and hour coverage. But, we can help you find the markets that provide the coverage you need.

We have a specialist for just that purpose. If you need EPLI coverage or have any questions about the potentially costly exposures you’re facing, schedule a call to discuss EPLI right now.

Fidelity Bond / Crime

Fidelity Bond or Crime Insurance can be an important part of your Management Liability Insurance Program. Or, businesses can purchase it as a stand-alone product.

Crime coverage can insure your client for:

  • Employee theft
  • Theft of clients’ property
  • Computer and fund transfer fraud or social engineering events
  • Forgery of checks and credit cards

Fraud losses can occur over a long time, making them easy to miss. Schedule a call today, and we can get your client covered.

Fiduciary Liability

If your client offers an employee benefit plan, they have a Fiduciary Liability exposure.

Claims can arise out of the management of these plans for accusations of alleged improper investment or insufficient funding.

If you have 15 minutes today, schedule a call, and we can make sure your client gets the coverage they need.

Get coverage

We are your Professional and Management Liability coverage experts. Call us today to discuss your clients' needs and coverage concerns.

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